I have to somewhat agree that healthcare needed reforming. What I don't understand is, if the reform is going to save so many billions of dollars, why is it still going to have to be tax-money supported? Granted, I'd love to not be so worried about what would happen if I weren’t under my husband’s insurance, but if it were to happen, am I'm going to have to pay an outrageous insurance bill PLUS more taxes just to have insurance? How is it really helping us?

I also don’t understand why they are targeting only the insurance companies. Like it’s all their fault. I do agree that insurance is a hassle. It is a battle to deal with and they control the quality of care we receive now. My concern, though, is when this bill goes into effect, premiums across the board for everyone, healthy or not, will skyrocket – for individual policyholders and group insurers. Why? Because they will no longer be able to underwrite policies , making everyone be accepted (yes, I know this is the whole goal here), causing them to have to pay out tons more money to pay for their insured’s bills, in turn, causing everyone’s premium to go up because the cost of medical expenses hasn’t reduced to compensate for the said gained insureds. I have not heard not one thing about capping medical expenses in this whole bill. I could be wrong, I may not have heard it if it was said, but from what I have heard, it seems the focus is wrong. Yes, we need to do something about insurance companies, but we also need something done about the outrageous amounts of the general cost of health care itself. Lab work, tests, medical supplies, drugs, etc.. There is no way in this world that some of this stuff costs as much as it does. Think about it. Why the heck can you buy a meter for $15, but the strips are $1 each? Or why some drugs over time decrease in price, but my insulin is still $109, as it was years and years ago. Or you can get an at-home A1c test kit that’s relatively accurate for $30, but lab testing at the doctors office is $150? All the while we can see drug reps and doctors having huge houses and fancy cars while we’re doing what we can to get by paying to support their lifestyle. It seems we also need rules put into place about how to control billing from the source, not just insurance.

All of this is just my opinion. I’m not writing it to upset anyone or start a fight in any way. Maybe I just don’t understand this whole friggin thing and I’m scared to death that when 2014 rolls around, we’ll be signing what little paycheck we do have back over to insurance and taxes. It’s like I told my husband yesterday. The government just may as well give us an allowance check once per month like our parents did when we were kids and provide us with everything else…. food, water, clothing, medicine, housing, etc. But, like I said, that’s just my opinion.